Give your team Perks & Rewards they actually want, and manage all company expenses in one unified system.
Launch a benefits program in four steps, with no HR admin overhead.
Assign PEP coin budgets to teams or individuals for wellness, food, or learning.
Employees use the allowances and wallet categories assigned by their employer.
Coins convert to balance on the PerksPe RuPay card, usable anywhere in India, online or offline.
Admins can review card transactions and submitted expenses with merchant, date, and amount details.
Employers get ultimate control. Employees get ultimate freedom.
Set recurring monthly benefits or one-off rewards, and assign them to groups in a click.
Meal, fuel, and medical wallets only authorize approved Merchant Category Codes.
Map employee data once. PEP coins and messages go out on birthdays and anniversaries.
Spend wellness or learning budgets at any merchant with the PerksPe RuPay card.
Meal, medical, and fuel allowances are tax-exempt up to prescribed limits.
One iOS/Android app for coins, card transfers, and transaction history.
Build, pause, or edit perk policies without technical help. Each perk type loads into its own MCC-locked wallet.
This card is used for employee perks and expense support across meals, medical benefits, fuel, wellness, work-from-home, learning, and rewards — keeping spend tax-smart and easy to reconcile.
Every part of employees' lives, powered by a single card.
Gyms, fitness apps, mental health support, tele-consultations, and pharmacy.
Courses, certifications, books, subscriptions, and workshops.
Tax-compliant meal benefits (MCC locked), delivery, groceries, and dining out.
Internet bills, furniture, ergonomic gear, and remote work essentials.
Tax-compliant fuel, transport passes, cabs, and travel.
Birthdays, anniversaries, and achievements with redeemable coins.
Tax-efficient allowances that increase take-home salary while remaining easy to administer.
| Allowance | Monthly | Annual | 💰 Annual Tax Savings by Tax Slab | |||
|---|---|---|---|---|---|---|
| 🟢 15% Slab | 🔵 20% Slab | 🟣 25% Slab | 🔴 30% Slab | |||
| 🍱 Meals | ₹8,800 | ₹1,05,600 | ₹15,840 | ₹21,120 | ₹26,400 | ₹31,680 |
| ⛽ Fuel | ₹7,000 | ₹84,000 | ₹12,600 | ₹16,800 | ₹21,000 | ₹25,200 |
| 🎁 Gift Cards | — | ₹14,999 | ₹2,250 | ₹3,000 | ₹3,750 | ₹4,500 |
| 📱 Phone and Internet | ₹2,500 | ₹30,000 | ₹4,500 | ₹6,000 | ₹7,500 | ₹9,000 |
| 📚 Books | ₹2,000 | ₹24,000 | ₹3,600 | ₹4,800 | ₹6,000 | ₹7,200 |
| 🎓 Learning & Upskilling | ₹3,000 | ₹36,000 | ₹5,400 | ₹7,200 | ₹9,000 | ₹10,800 |
| 💼 Total Allowance | ₹23,300 | ₹2,94,599 | ||||
| 💰 Total Tax Amount Saved | ₹44,190 | ₹58,920 | ₹73,650 | ₹88,380 | ||
Meal and gift limits are statutory under the Income-tax Rules, 2026 (effective 1 April 2026): meal vouchers are exempt up to ₹200 per meal when used at eating outlets, and gifts/vouchers up to ₹15,000 per year are exempt under both tax regimes. Fuel, phone, books, and learning figures are typical company policy amounts — these are exempt against actual bills for official use, with no fixed statutory cap. Savings shown are illustrative and depend on your tax regime, salary structure, and applicable conditions; consult your tax advisor for your specific case.
Finance gets airtight data. Employees skip the spreadsheets.
Every approved expense ties to a verified RuPay transaction: merchant, date, and amount.
Monitor expenses live. No end-of-month surprises or budget overruns.
A complete digital audit trail for every transaction.
Pick the real transaction in the app, snap the receipt, and submit.
Cash advances load onto the PerksPe RuPay card before the trip even happens.
Expenses sit beside your perks and rewards. One login.
PerksPe links every expense to the actual payment network transaction.
Build the exact intake form your finance team needs.
Intelligent features that make expense management effortless.
Transactions are categorized by MCC, so employees tag less and finance gets accurate ledgers.
Attach a receipt and OCR extracts vendor and tax details to speed up checks.
Load a cash advance on the card. It adjusts and closes when the verified expense is submitted.
See spending by category, department, or project.
Duplicate detection, MCC locking, and industry-standard security protect your data.
Launch a modern benefits program your employees will actually love. Book a personalized demo with our experts.